Family Wealth Management

At Acumen, our dedicated team of advisors provide comprehensive and independent advice tailored to your family’s needs and financial goals. We support your family with planning and advice for all stages of life. Whether you need assistance managing your family’s wealth or maximizing the transfer of your wealth to the next generations or your favorite charities, Acumen can help. Together, let’s discuss which strategies are right for your family to protect your assets, plan for retirement, minimize taxes, and maximize your estate.

Simplify your financial life by consolidating your investment accounts with your Acumen advisor making it easier to keep track of your investments and performance as well as increase efficiency in retirement income planning. Additionally, your costs are often reduced through consolidation. You also have peace of mind knowing that, after you pass away, your surviving spouse and heirs have an advisor at Acumen you trust to manage their assets to ensure they have adequate income.

An up-to-date will is indispensable, but only one part of an estate plan. Estate planning is something everyone needs to think about sooner or later, as it is the only way to ensure that your end-of-life wishes are followed. It’s a complicated and highly personalized process, as everyone has their own objectives when crafting their plan. The following are the most common planning objectives, all of which should be on your mind when working with us on your own estate plan.
> Provide for your loved ones
> Minimize taxes
> Ensure your assets go to the right people
> Guaranteeing your children’s protection
> Asset management
> End-of-life care
> Keeping costs low
> Privacy

Business continuation planning considers the events that could jeopardize the viability of the business and offers strategies to protect against those eventualities through insurance. Such risks include death, disability, or critical illness of key employees or shareholders. Our insurance specialists can assist you to determine if insurance products are appropriate to help you manage these risks. Business succession planning is a comprehensive process designed to assist the business owner in planning for the eventual transition out of business management and the transfer of business ownership. Acumen’s investment banking professionals have extensive experience and industry knowledge advising entrepreneurs with the sale of their business.

Optimize tax savings and estate planning through planned giving, benefiting both you and your chosen charity. Gifting securities that have appreciated in value or the gifting of a life insurance policy can be an attractive option for you as a prospective donor. Consult with your Acumen advisor to align your charitable giving with your objectives.

Including Financial Education for Children & Vacation Home Planning.