FINANCIAL ADVICE FOR FAMILIES
To most Investment Advisors, the terms investment strategy, financial plan, tax strategy, portfolio diversification, retirement planning and estate planning are only theories. In my 35 plus years as an Investment Advisor, I have put those theories into practise. I have never measured my success by the amount of money that I manage but rather by the number of families that I serve.
In the early Eighties, I built my business with the young hard working couples that were buying houses and raising families. We started retirement plans, college funds and investment portfolios while paying down mortgages, buying braces and paying for family vacations. I have watched many successful careers turn into happy retirements. This stuff works! I know it works because I have watched it work first hand. The internet has armed everyone with information, but information is no substitute for wisdom and experience.
Because people are living longer, investing does not end at retirement. It is multigenerational. Once a person realizes that they have more money than they can spend in their lifetime they generally wish to leave a legacy whether it goes to their children, or their favorite cause or charity.
Legacy Investing is a tactical strategy that does not match age with risk aversion and time horizon. It is a multigenerational strategy where the time horizon is infinite. It looks beyond the current business cycle to the next several cycles. It looks beyond the current technologies to the disrupters of the future. It looks beyond the current demographics to the emerging economies and changing geopolitical forces. Legacy Investing turns growth into wealth.
I have been and Investment Advisor since 1983. I received my Commerce degree from the University of Calgary and was initially trained in New York with a major Wall Street firm. My industry courses include the following:
Partners, Directors and Senior Officers course, Canadian Options course, Canadian Futures Examination, Life Underwriters Training Course, Canadian Securities Course, Registered Representatives (RR Exam)
Please contact me if you need an Investment Advisor for your family or if you are interested in Legacy Investing.